Pursuing market returns inspires you. Protecting your money does too.
MarketSafe CD
EverBank® MarketSafe® Certificates of Deposit
offer a safe and low-cost alternative to potentially higher risk markets. These CDs combine the financial security offered by traditional CDs with the potential for a market upside payment based on the performance of the specific reference index. Now, you can take advantage of the market-driven returns with the peace of mind that your hard-earned deposited principal is 100% protected.1
- When you're the trendsetter, you often get the room with the best view.
MarketSafe® CDs can offer you the following benefits:
- Higher earning potential than traditional CDs.
- No market risk to your deposited principal with 100% principal protection
and FDIC insurance.
- No account fees unlike those found with many money market, bond mutual, and stock market funds.
- Low minimum balance of $1,500.
We do not have any MarketSafe
offerings at this time.
How can I be sure that a MarketSafe CD is right for me?
Do you want to safely participate in a specific market or reference index without risking your deposited principal? If you answered "yes" to this question, then the MarketSafe CD could be right for you. You may benefit from the market's growth, while your deposited principal remains 100% safe from any potential market declines.
How does the MarketSafe CD work?
Quite simply, your return will be based either on the average price or point-to-point performance of the specific reference index. Regardless of the specific product return calculation used, you're still capable of a market upside payment based on the performance of the reference index. Please refer to the specific Product Term Sheet for complete details.
We can show you a chart that illustrates both of these scenarios
What can you tell me about any risks associated with a MarketSafe CD?
A significant benefit of MarketSafe CDs is the 100% deposited principal protection, which means that regardless of the market's performance, your initial deposit is completely safe. Of course, since earnings are based on the potential market upside performance of the reference index, you're not guaranteed to receive a market upside payment. If this concerns you, then you may want to consider our Yield PledgeSM CD, where we pledge that you'll earn a yield in the top 5% of competitive accounts available from leading banks.2
I'm interested in opening an MarketSafe CD, what's my next step?
- Visit each MarketSafe CD product web page to learn more about our offerings, hypothetical returns and issue schedules.
- Once you select the CD offering that's right for you apply online or call 888.882.EVER (3837) for more information.
- Apply early and your funds will be placed in a high-yield MarketSafe Cash Account until the CD issue date.
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- EverBank, EverTrade, the EverBank Infinity Sphere and EverBank logo, along with MarketSafe and Yield Pledge are proprietary service marks of EverBank. All rights reserved.